What I do

Coverage and coaching, without the jargon

Everything below starts the same way: a free conversation about where you are right now. Nothing gets recommended until the numbers make sense for your household.

Life Insurance

Term coverage built around your income, your debts, and the people who depend on you. We'll talk through how much you actually need instead of guessing.

  • Income replacement for your family
  • Mortgage and debt protection
  • Final expense planning
  • Coverage reviews as life changes

Home & Auto

Through the Primerica Secure referral program with Answer Financial, you can compare multiple carriers in one shot instead of calling around all week.

  • Compare many carriers at once
  • Bundle home and auto
  • Referral code 6plvx for exclusive savings
  • Licensed agents on the phone with you

Savings & Emergency Funds

Savings and emergency funds are cousins, not twins. One is for planned goals, the other is a safety net. Most families only have one of the two.

  • Set a starter emergency fund target
  • Separate goal savings from the safety net
  • Automate what you can
  • Know which account to pull from

Budget Coaching

A budget that works starts with the basics: track income and expenses, identify needs vs. wants, and set realistic goals you can keep.

  • Simple monthly money map
  • Needs vs. wants breakdown
  • Debt payoff order
  • Goals you'll actually hit

Vivint Smart Home Security

Professionally monitored smart home security — cameras, doorbells, sensors and smart locks — so your home is protected the same way your income is.

  • 24/7 professional monitoring
  • Doorbell and outdoor cameras
  • Smart locks and sensors
  • May qualify you for a home insurance discount

Identity Theft Protection

Monitoring and full-service restoration if your identity is ever stolen, so you're not spending months on the phone fixing it yourself.

  • Credit and dark-web monitoring
  • Alerts when something changes
  • Full restoration support
  • Family coverage options

LegalShield

Affordable access to a law firm for the everyday legal stuff — wills, contracts, letters, traffic tickets — without hourly attorney bills.

  • Will and estate documents
  • Contract and document review
  • Letters and calls made on your behalf
  • Dedicated law firm in your state

Long-Term Financial Strategy

Once you're protected and the emergency fund is in place, we look at what's next — retirement, education savings, and building something that outlives you.

  • Retirement account basics
  • Compound growth explained plainly
  • Family wealth conversations
  • Annual check-ins

Home & auto quotes

Use referral code 6plvx at ReferSecure.com or call toll free (877) 855-8111.

Ask me about it first

Contact me today for a free quote

One email, no pressure — we'll figure out what makes sense for your family.

imaness@primerica.com